"One of the UK's leading specialists in financial mis-selling…"
The Times
A Self-Invested Personal Pension (SIPP) is a type of personal pension that allows you to hold and manage yourself multiple investment funds and property within a single pension ‘wrapper.’ The goal is to grow your retirement savings over time by carefully managing these investments. Typically, a financial adviser selects the investments within your SIPP based on your financial goals, risk tolerance, and retirement plans. However, if you were not given proper advice or were encouraged to invest in unsuitable, high-risk funds, your pension may be at risk.
When providing for retirement, it is good practice to invest in safe and secure assets. However, a mis-sold SIPP occurs when your SIPP is used as a conduit for an unsuitable investment strategy. This can happen if the adviser fails to provide all the necessary information about the transfer or makes an unsuitable recommendation of a high-risk investment while promising unrealistic returns.
Here are some common ‘red flags’. If you notice any of these warning signs, it is important to pause and carefully consider whether the proposed SIPP transfer is in your best interests:
Do any of these sound familiar? Contact our friendly team to discuss your claim.
Answer a few quick questions and request a free callback. Our team will contact you for a no-obligation chat and explain the next steps.
For over 17 years, our solicitors have specialised in pension mis-selling, SIPP claims, and negligent financial advice. We know how these cases work—and how to get results.
We’ve successfully recovered more than £150 million for victims of mis-sold pensions, unsuitable SIPPs, and bad financial advice—helping clients rebuild their retirement savings.
For pension mis-selling cases we agree to take on, we succeed in around 90% of them, giving you one of the best chances of reclaiming your retirement savings.
You won’t pay us a penny unless we win your case. Our fees are fair, transparent, and fixed as a percentage of the compensation we recover for you.
As a firm regulated by the Solicitors Regulation Authority (SRA No. 468940), we operate to the highest standards of ethics and client care.
Your case will be managed personally by an experienced solicitor throughout your claim, ensuring consistency and confidence from start to finish.
Upon retirement, Mr H from Sheffield was advised to invest his savings into a SIPP focused on commercial property. The high-risk investment led to significant losses, but we secured £170,000 in compensation for him.
Mr W, seeking a secure retirement, was advised to transfer his entire pension into a risky storage pod scheme. He lost nearly all of his £107,000 investment. We’re pursuing compensation on a no win, no fee basis.
Mr S transferred over £57,000 into a Liberty SIPP that invested in unregulated agricultural land in Australia. Now unable to sell the land, he faces severe losses. We’re pursuing a claim on his behalf.
We keep you informed every step of the way — from your free initial consultation right through to recovering your money. Our team of solicitors, with over 17 years’ specialist experience in pension negligence, will handle everything for you so you’re never left in the dark.
We understand that negligence victims have already lost money, so we offer a “No Win, No Fee” Agreement.
What This Means for You
“You only normally get one shot at making a pension mis-selling claim. If it is not done properly, it can be rejected. It is important you submit the right evidence, presented in the right way, and emphasise important points.”
SIPP mis-selling claims often involve unsuitable investment recommendations, high-risk pension transfers, or failures to properly assess retirement objectives and risk exposure. Explore related services that may also be relevant to your claim.
Because SIPP providers are regulated by the Financial Conduct Authority, if your SIPP provider fails, you can potentially make a claim at the Financial Services Compensation Scheme (FSCS). The FSCS is an independent organisation that was set up as a fund of last resort in order to compensate customers of authorised financial services firms that have subsequently been determined to be unable to pay claims made against them. There is, however, a statutory cap to the amount of money that you can recover; it is currently set at £85,000.
Whilst a SIPP can be suitable for investors who understand and accept the risks involved, it is typically a much riskier way to provide for your retirement. Pension funds are usually invested in a conservative manner because, when providing for retirement, it is good practice to invest in safe and secure assets. A SIPP can be used to invest in high-risk, non-standard assets, which can then fail leaving the investor facing catastrophic losses.
Tim qualified as a solicitor in 2011 and has substantial experience handling professional negligence, financial mis-selling and fraud-related claims, including complex group actions involving systemic mis-selling.
Tim has reviewed this page to help ensure the legal information is accurate, up to date and relevant to individuals considering a potential claim.
We offer a free, confidential consultation to help you understand your legal options. Our specialist solicitors handle professional negligence, pension and investment mis-selling, and fraud recovery claims across England and Wales. From day one, we’ll give you clear, practical advice tailored to your situation.
Provide your details to start your free eligibility check. You’ll be guided through a few short questions so we can direct you to the right specialist and assess how we can help.
You do not need legal representation to make a financial services claim. You can complain yourself at no cost and under FCA rules, the financial services provider must provide a response. If you feel this is unsatisfactory, you can complain to the statutory redress bodies, the FOS and FSCS who can award you compensation. This is a free service.
The information appearing within this website does not constitute legal advice and is provided for general information purposes only. No warranty, whether express or implied, is given in relation to such material, and we do not accept any liability for reliance on it.
Neglect Assist is a trading style of Wixted & Co Solicitors which is authorised and regulated by the Solicitors Regulation Authority (SRA) A copy of the SRA handbook can be obtained from www.sra.org.uk. Wixted & Co Solicitors, 57 Putney Bridge Road, London SW18 1NP.
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