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Claims Against SIPP Pension Advisers

Claim compensation if you received bad advice on your SIPP investments and protect your retirement savings.
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The role of a SIPP Pension Adviser

A SIPP pension adviser plays a crucial role in helping you choose investments that align with your financial goals, risk tolerance, and retirement plans. Their responsibility is to ensure your pension is managed appropriately, providing clear, well-informed advice on the risks and benefits of different investment options. However, if your adviser failed to assess your financial situation properly or encouraged you to invest in unsuitable, high-risk funds, your pension may be at risk. Many of our clients have experienced significant losses because their adviser either misjudged their risk tolerance or ignored their need for pension security. Your financial adviser has a duty of care to provide accurate, responsible advice. If they have failed to meet this standard, you may be entitled to compensation for negligent advice and the opportunity to recover your losses.

Were You Mis-Sold Pension by Your SIPP Adviser?

If your pension adviser didn’t ask the right questions, ignored the important information, or recommended high-risk investments when the goal was to protect and preserve the pension funds.

Still not sure if you’ve been mis-sold a pension? Discover the 8 Warning Signs of a Mis-sold Pension and learn how to protect your retirement savings.

No win, no fee

Answer a few quick questions and request a free callback. Our team will contact you for a no-obligation chat and explain the next steps.

    Thank you for your enquiry. Unfortunately, we are not currently able to accept new cases that fall outside the applicable limitation period. You may wish to seek independent legal advice regarding your specific circumstances.

    Thank you for your enquiry. Unfortunately, we are only able to assist clients who are resident in the UK. We recommend contacting a legal adviser in your own country of residence.

    Thank you for your enquiry. Unfortunately, we are not currently accepting new cases outside of our core areas of practice.

    Thank you for your enquiry. Unfortunately, we are not currently able to accept new cases where the potential claim value is under £5,000, as the costs of pursuing the claim would likely outweigh the benefit.

    On this page
    Why Trust Us with Your SIPP Mis-selling Claim?
    17+ years of specialist experience

    For over 17 years, our solicitors have specialised in pension mis-selling, SIPP claims, and negligent financial advice. We know how these cases work—and how to get results.

    £150+ million recovered for thousands of clients

    We’ve successfully recovered more than £150 million for victims of mis-sold pensions, unsuitable SIPPs, and bad financial advice—helping clients rebuild their retirement savings.

    90% success rate

    For pension mis-selling cases we agree to take on, we succeed in around 90% of them, giving you one of the best chances of reclaiming your retirement savings.

    No Win, No Fee guarantee

    You won’t pay us a penny unless we win your case. Our fees are fair, transparent, and fixed as a percentage of the compensation we recover for you.

    SRA-regulated & accountable

    As a firm regulated by the Solicitors Regulation Authority (SRA No. 468940), we operate to the highest standards of ethics and client care.

    Dedicated senior solicitors

    Your case will be managed personally by an experienced solicitor throughout your claim, ensuring consistency and confidence from start to finish.

    Real results from our successful clients

    "Tim Hampson acted on my behalf with a pensions mis-selling claim. My pension money was recovered. I'm grateful for a no win no fee agreement. Tim explained my options in a straightforward manner. I have no hesitation in recommending him. "

    Denise

    "After losing my pension through mis-selling, I had very little hope. But M Cosgrove was always available when needed. I didn’t expect anything, but was pleasantly surprised with the successful outcome. "

    Anne Pyecroft

    "We are very grateful to Tim Hampson and colleagues for their efforts in pursuing a claim on our behalf from FSCS. The FSCS turned down our claim twice but Wixted continued to chase it until they agreed to reopen our case. They kept us updated at all stages. We have no reservations about recommending Wixted & Co. "

    Mr A R Child

    "Wixted & Co have spent the past three years pressing my pension mis-selling claim. It was a fairly complicated matter but I have had a very satisfactory outcome thanks to their persistence. "

    Mike Stathers

    "Three years ago I faced losing my private pension due to poor advice from an IFA. After contacting Wixted, they took on my case. Thanks to their professionalism and hard work, I can now look forward to a happier retirement. "

    Paul

    "I was never satisfied with my pension advice from 2007. I saw a Wixted ad and gave it a go. They were highly professional, communication was excellent, and they understood my situation. The result: compensation covering substantial losses and costs. "

    Brian Currier

    "Excellent service, patient explanations, and I finally received compensation for a mis-sold pension. Comforting to know there are companies who can take on finance industry sharks and win. My highest recommendation to anyone needing a fair and honest solicitor."

    Granville Ellis

    "A great help recovering my lost pension fund."

    Paul Miles
    Thousands of success stories – will yours be next?
    £30,000
    recovered for Mr & Mrs S

    Mr and Mrs S were persuaded to transfer £44,000 in pension savings into a high-risk, unregulated commercial property fund. After their investment halved in value, we pursued a claim on their behalf and recovered £30,000 in compensation.

    £80,000
    recovered for Mr R

    Mr R had a pension fund worth over £340,000 and was advised to invest it in a plan drawing £20,000 annually. The investment's value declined, and delayed annuity purchase led to reduced income. We secured £80,000 in compensation for him.

    £56,500
    recovered for Mr W

    Instead of securing an annuity, Mr W was advised to invest his pension in a high-risk plan. He lost a significant portion of his retirement fund. We helped recover £56,500.

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    How To Claim Compensation for Bad Pension Advice: Our Process

    We keep you informed every step of the way — from your free initial consultation right through to recovering your money. Our team of solicitors, with over 17 years’ specialist experience in pension negligence, will handle everything for you so you’re never left in the dark.

    1/5

    Initial Consultation (DAY 1–2)

    Free case review with a specialist solicitor
    We assess your situation, review your pension transfer advice and documentation, and let you know whether you have a strong claim — at no cost and with no obligation.

    2/5

    Evidence Gathering (WEEK 1)

    Collecting the details that build your case.
    We help you compile all relevant information: pension transfer paperwork, adviser correspondence, contracts, and financial statements. This forms the solid foundation we need to build a strong claim on your behalf.

    3/5

    Case Analysis (WEEK 1–2)

    Understanding the advice and identifying negligence.
    We examine how the pension advice was given — including whether it was unsuitable, misleading, or negligent. We identify where your adviser or pension company failed in their duty of care and how this caused your financial loss.

    4/5

    Legal Strategy & Negotations

    Presenting your claim and challenging the adviser.
    We prepare and submit your claim to the adviser, pension company, or relevant redress body. If they deny the claim, we:

    • Challenge their decision with strong legal arguments.
    • Escalate the matter to the Financial Ombudsman Service (FOS) if required.
    5/5

    Recovery Actions

    Taking action to get your money back.
    We negotiate directly with the adviser or their representatives and pursue all available routes to recover your money. Where necessary, we escalate through alternative dispute resolution or, as a last resort, the courts.

    No Win, No Fee Claims Against SIPP Adviser

    We understand that negligence victims have already lost money — so we offer a “No Win, No Fee” Agreement.

    What This Means for You

    • If we don’t win, you owe us nothing.
    • If we succeed, our fees are based on a regulated percentage.
    • No upfront costs.
    • Full legal representation, if required.
    • 14-day cooling-off period— if you change your mind.
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    Related Pension Advice & Investment Mis-selling Services

    Claims against SIPP advisers often arise where unsuitable pension transfers or high-risk investments were recommended without properly assessing the investor’s needs, objectives, or attitude to risk.

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    Financial Adviser Negligence Claims
    Person reviewing pension documents to submit mis-sold SIPP claim.
    SIPP Pension Mis-selling Claims
    Clients and solicitor reviewing documents for claim against SIPP provider.
    Claims Against SIPP Providers
    Claims Agains SIPP Pension Adviser - Your Frequently Asked Questions

    Who regulates SIPP advisers?

    In the UK, all financial advice firms are regulated by the Financial Conduct Authority (FCA). The FCA supervises regulated advisers and ensures that they adhere to strict standards of conduct. These include overarching principles as well as rules that ensure that all pension advice must be suitable, appropriate, and in the best interests of the investor.

     

    Can you claim against a regulated SIPP adviser?

    A claim can be made against a regulated adviser if they provide negligent advice. It is important to note, however, that it may not just be the adviser who has behaved poorly in a transaction. We have vast experience of identifying and claiming against both the SIPP adviser AND the SIPP provider. Make sure you don’t miss out on recovering the maximum compensation by only claiming against your adviser.

    Can you claim against an unregulated SIPP adviser?

    You can potentially make a claim against an unregulated SIPP adviser, but it can be very difficult, and, more often than not, the adviser has simply disappeared. For this reason, it is important to fully investigate ALL of the parties involved in the pension transfer. In many situations, this can include the SIPP provider.

    Hear Directly from Our Clients & Legal Team
    Discover the difference we make — from those we’ve helped and the team behind it.
    Meet Your Specialist Solicitor
    Tim Hampson - Head of Professional Negligence and Financial Mis-Selling
    Tim Hampson
    Head of Professional Negligence and Financial Fraud & Mis-selling
    Phone
    0208 877 8705
    Email
    [email protected]

    Tim qualified as a solicitor in 1997 and has more than 25 years of experience advising clients on professional negligence, financial mis-selling and complex civil litigation matters. He oversees the firm’s professional negligence cases and advises on case strategy.

    Tim has reviewed this page to help ensure the legal information is accurate, up to date and relevant to individuals considering a potential claim.

    View full profile
    Ready to Take the Next Step?

    We offer a free, confidential consultation to help you understand your legal options. Our specialist solicitors handle professional negligence, pension and investment mis-selling, and fraud recovery claims across England and Wales. From day one, we’ll give you clear, practical advice tailored to your situation.

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    Request Your Free Case Review

    Provide your details to start your free eligibility check. You’ll be guided through a few short questions so we can direct you to the right specialist and assess how we can help.

      Important Information

      You do not need legal representation to make a financial services claim. You can complain yourself at no cost and under FCA rules, the financial services provider must provide a response. If you feel this is unsatisfactory, you can complain to the statutory redress bodies, the FOS and FSCS who can award you compensation. This is a free service.

      The information appearing within this website does not constitute legal advice and is provided for general information purposes only. No warranty, whether express or implied, is given in relation to such material, and we do not accept any liability for reliance on it.

      Neglect Assist is a trading style of Wixted & Co Solicitors which is authorised and regulated by the Solicitors Regulation Authority (SRA) A copy of the SRA handbook can be obtained from www.sra.org.uk. Wixted & Co Solicitors, 57 Putney Bridge Road, London SW18 1NP.

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