A SIPP pension adviser plays a crucial role in helping you choose investments that align with your financial goals, risk tolerance, and retirement plans. Their responsibility is to ensure your pension is managed appropriately, providing clear, well-informed advice on the risks and benefits of different investment options. However, if your adviser failed to assess your financial situation properly or encouraged you to invest in unsuitable, high-risk funds, your pension may be at risk. Many of our clients have experienced significant losses because their adviser either misjudged their risk tolerance or ignored their need for pension security. Your financial adviser has a duty of care to provide accurate, responsible advice. If they have failed to meet this standard, you may be entitled to compensation for negligent advice and the opportunity to recover your losses.
If your pension adviser didn’t ask the right questions, ignored the important information, or recommended high-risk investments when the goal was to protect and preserve the pension funds.
Still not sure if you’ve been mis-sold a pension? Discover the 8 Warning Signs of a Mis-sold Pension and learn how to protect your retirement savings.
Answer a few quick questions and request a free callback. Our team will contact you for a no-obligation chat and explain the next steps.
For over 17 years, our solicitors have specialised in pension mis-selling, SIPP claims, and negligent financial advice. We know how these cases work—and how to get results.
We’ve successfully recovered more than £150 million for victims of mis-sold pensions, unsuitable SIPPs, and bad financial advice—helping clients rebuild their retirement savings.
For pension mis-selling cases we agree to take on, we succeed in around 90% of them, giving you one of the best chances of reclaiming your retirement savings.
You won’t pay us a penny unless we win your case. Our fees are fair, transparent, and fixed as a percentage of the compensation we recover for you.
As a firm regulated by the Solicitors Regulation Authority (SRA No. 468940), we operate to the highest standards of ethics and client care.
Your case will be managed personally by an experienced solicitor throughout your claim, ensuring consistency and confidence from start to finish.
Mr and Mrs S were persuaded to transfer £44,000 in pension savings into a high-risk, unregulated commercial property fund. After their investment halved in value, we pursued a claim on their behalf and recovered £30,000 in compensation.
Mr R had a pension fund worth over £340,000 and was advised to invest it in a plan drawing £20,000 annually. The investment's value declined, and delayed annuity purchase led to reduced income. We secured £80,000 in compensation for him.
Instead of securing an annuity, Mr W was advised to invest his pension in a high-risk plan. He lost a significant portion of his retirement fund. We helped recover £56,500.
We keep you informed every step of the way — from your free initial consultation right through to recovering your money. Our team of solicitors, with over 17 years’ specialist experience in pension negligence, will handle everything for you so you’re never left in the dark.
We understand that negligence victims have already lost money — so we offer a “No Win, No Fee” Agreement.
What This Means for You
Claims against SIPP advisers often arise where unsuitable pension transfers or high-risk investments were recommended without properly assessing the investor’s needs, objectives, or attitude to risk.
In the UK, all financial advice firms are regulated by the Financial Conduct Authority (FCA). The FCA supervises regulated advisers and ensures that they adhere to strict standards of conduct. These include overarching principles as well as rules that ensure that all pension advice must be suitable, appropriate, and in the best interests of the investor.
A claim can be made against a regulated adviser if they provide negligent advice. It is important to note, however, that it may not just be the adviser who has behaved poorly in a transaction. We have vast experience of identifying and claiming against both the SIPP adviser AND the SIPP provider. Make sure you don’t miss out on recovering the maximum compensation by only claiming against your adviser.
You can potentially make a claim against an unregulated SIPP adviser, but it can be very difficult, and, more often than not, the adviser has simply disappeared. For this reason, it is important to fully investigate ALL of the parties involved in the pension transfer. In many situations, this can include the SIPP provider.
Tim qualified as a solicitor in 1997 and has more than 25 years of experience advising clients on professional negligence, financial mis-selling and complex civil litigation matters. He oversees the firm’s professional negligence cases and advises on case strategy.
Tim has reviewed this page to help ensure the legal information is accurate, up to date and relevant to individuals considering a potential claim.
We offer a free, confidential consultation to help you understand your legal options. Our specialist solicitors handle professional negligence, pension and investment mis-selling, and fraud recovery claims across England and Wales. From day one, we’ll give you clear, practical advice tailored to your situation.
Provide your details to start your free eligibility check. You’ll be guided through a few short questions so we can direct you to the right specialist and assess how we can help.
You do not need legal representation to make a financial services claim. You can complain yourself at no cost and under FCA rules, the financial services provider must provide a response. If you feel this is unsatisfactory, you can complain to the statutory redress bodies, the FOS and FSCS who can award you compensation. This is a free service.
The information appearing within this website does not constitute legal advice and is provided for general information purposes only. No warranty, whether express or implied, is given in relation to such material, and we do not accept any liability for reliance on it.
Neglect Assist is a trading style of Wixted & Co Solicitors which is authorised and regulated by the Solicitors Regulation Authority (SRA) A copy of the SRA handbook can be obtained from www.sra.org.uk. Wixted & Co Solicitors, 57 Putney Bridge Road, London SW18 1NP.
Registered number 06243291. VAT number 788 6929 41.
© 2025 Wixted & Co Solicitors