"One of the UK's leading specialists in financial mis-selling…"
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SIPP providers administer your pension, giving you access to a range of investment options. Unlike traditional pension schemes, where the provider manages investments on your behalf, a Self-Invested Personal Pension (SIPP) allows you to choose and control where your money is invested. While this flexibility can be beneficial, it also comes with higher risks—especially when investing in non-standard or high-risk assets. Proper management and a clear understanding of the associated risks and costs are essential. If your SIPP provider failed to carry out proper checks or allowed you to invest in unsuitable, high-risk funds, you may have grounds for a claim.
Unfortunately, certain SIPP providers have in the past allowed their SIPP to be used as a conduit to make unsuitable pension investments. Our ground-breaking cases against SIPP providers have changed the law in this respect, and therefore, now a SIPP provider is ultimately responsible for the assets it permits to be held within its wrapper.
SIPP providers that have faced claims for mis-sold investments:
Several SIPP providers have been held accountable for failing to protect investors from high-risk and unsuitable pension investments. Below are some SIPP providers that have faced legal action and complaints due to regulatory failings:
Have you been mis-sold a pension by an SIPP provider? We can help. Contact us today!
Answer a few quick questions and request a free callback. Our team will contact you for a no-obligation chat and explain the next steps.
For over 17 years, our solicitors have specialised in pension mis-selling, SIPP claims, and negligent financial advice. We know how these cases work—and how to get results.
We’ve successfully recovered more than £150 million for victims of mis-sold pensions, unsuitable SIPPs, and bad financial advice—helping clients rebuild their retirement savings.
For pension mis-selling cases we agree to take on, we succeed in around 90% of them, giving you one of the best chances of reclaiming your retirement savings.
You won’t pay us a penny unless we win your case. Our fees are fair, transparent, and fixed as a percentage of the compensation we recover for you.
As a firm regulated by the Solicitors Regulation Authority (SRA No. 468940), we operate to the highest standards of ethics and client care.
Your case will be managed personally by an experienced solicitor throughout your claim, ensuring consistency and confidence from start to finish.
Ms N was advised to invest in Costa Rican tree plantations through a Liberty SIPP. The investment proved worthless. We are fighting to recover the £18,000 she lost, plus interest.
Mr S transferred over £57,000 into a Liberty SIPP that invested in unregulated agricultural land in Australia. Now unable to sell the land, he faces severe losses. We’re pursuing a claim on his behalf.
Mrs B relied on unregulated advisers who convinced her to transfer her entire pension into a Liberty SIPP that funded a Costa Rican tree plantation. The investment collapsed, and we are now pursuing a claim to recover over £30,000.
We keep you informed every step of the way — from your free initial consultation right through to recovering your money. Our team of solicitors, with over 17 years’ specialist experience in pension negligence, will handle everything for you so you’re never left in the dark.
We understand that negligence victims have already lost money — so we offer a “No Win, No Fee” Agreement.
What This Means for You
“You only normally get one shot at making a pension mis-selling claim. If it is not done properly, it can be rejected. It is important you submit the right evidence, presented in the right way, and emphasise important points.”
Claims against SIPP providers may involve failures in due diligence, acceptance of unsuitable investments, or breaches of regulatory responsibilities linked to high-risk pension investments. Explore related services below.
In the UK, SIPP providers are regulated by the Financial Conduct Authority (FCA). The FCA monitors SIPP providers and ensures that they operate in a way that protects consumers. Throughout the years, the FCA has produced thematic reviews and written to SIPP providers about their responsibility to comply with FCA rules and regulations.
It may seem that you have lost everything if your SIPP provider enters into administration or liquidation; however, all is not lost. Whilst you may have a small residual claim against the SIPP provider as an unsecured creditor, because SIPP providers are regulated by the FCA, you can also make a claim at the Financial Services Compensation Scheme (FSCS). The FSCS is an independent organisation that was set up as a fund of last resort in order to compensate customers of authorised financial services firms that have subsequently been determined to be unable to pay claims made against them.
For the FSCS to be able to pay compensation, a claimant must submit an application form and supply all of the supporting evidence to the FSCS. The FSCS will still investigate the merits of a claim and will apply a similar standard of proof to a court. It is important to claim for all of your capital losses plus interest to reflect what your pension would have been worth at today’s value. We were the solicitors who acted for the claimant in the landmark case of Adams v Options UK Personal Pensions LLP. The judgement in that case paved the way for claimants to recover more than just the value of their mis-sold investments from the FSCS but also what their pensions would have been worth if suitably invested. We are confident that we will be able to deploy all of the relevant legal arguments in order to give you the best possible chance of recovering the maximum compensation.
Tim qualified as a solicitor in 1997 and has more than 25 years of experience advising clients on professional negligence, financial mis-selling and complex civil litigation matters. He oversees the firm’s professional negligence cases and advises on case strategy.
Tim has reviewed this page to help ensure the legal information is accurate, up to date and relevant to individuals considering a potential claim.
We offer a free, confidential consultation to help you understand your legal options. Our specialist solicitors handle professional negligence, pension and investment mis-selling, and fraud recovery claims across England and Wales. From day one, we’ll give you clear, practical advice tailored to your situation.
Provide your details to start your free eligibility check. You’ll be guided through a few short questions so we can direct you to the right specialist and assess how we can help.
You do not need legal representation to make a financial services claim. You can complain yourself at no cost and under FCA rules, the financial services provider must provide a response. If you feel this is unsatisfactory, you can complain to the statutory redress bodies, the FOS and FSCS who can award you compensation. This is a free service.
The information appearing within this website does not constitute legal advice and is provided for general information purposes only. No warranty, whether express or implied, is given in relation to such material, and we do not accept any liability for reliance on it.
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