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Frequently Asked Questions (FAQs) | Fraud, Scam & Mis-Selling Solicitors UK

Get expert answers about fraud recovery, investment fraud claims, and pension mis-selling from our specialist UK solicitors. Clear guidance on your legal rights and options.
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Frequently Asked Questions (FAQs)

If you’ve been affected by fraud, a scam, mis-sold investments, or poor financial advice, you probably have urgent questions. This page brings together clear answers on the issues our clients ask about most — from how the claims process works to what it costs.

Not sure where to start? Book your free, no-obligation consultation today, and we’ll assess your case.

On this page
Fraud & Scam Recovery

How does the fraud recovery process work in the UK?

Our solicitors begin with a free consultation, review your documents (if available), and investigate where your money went. We then pursue recovery through negotiations, legal claims, or compensation schemes.

I’ve already been scammed once. How do I know you’re not another scam?

That’s a very natural concern. Neglect Assist is a fully regulated UK law firm, authorised by the Solicitors Regulation Authority (SRA). We operate under strict professional standards, and our No Win No Fee guarantee ensures you won’t risk further losses

I feel embarrassed about falling for a scam. Do I really have a case?

Absolutely. Scams are designed to be convincing, and thousands of people are targeted every year. You are not alone. We treat every client with discretion and respect, focusing on recovering your money.

I don’t have all the documents or emails from the scam. Can you still help?

Yes. We understand that scammers often cover their tracks. Our team will investigate and work with whatever evidence you can provide to build the strongest possible case.

How long does fraud recovery typically take?

It depends on the case complexity, but most matters are resolved within 3 months.

Investment Mis-selling & Investment Fraud

How do I know if I was really mis-sold, or if my investment just performed badly?

The difference lies in whether the risks and suitability of the product were properly explained to you. If you were advised to take on investments that didn’t match your needs, risk profile, or financial situation, you may have been mis-sold.

How can I tell if I’ve been a victim of investment fraud?

Warning signs include pressure to invest quickly, unrealistic guarantees, or unregulated advisers. If you were misled or deceived, it may qualify as fraud.

I signed paperwork acknowledging the risks. Does that mean I can’t claim?

Not at all. Even if you signed, advisers still have a duty to ensure products were suitable and properly explained. Signing a form doesn’t excuse poor or negligent advice.

What are my legal options if I’ve been defrauded?

We may pursue claims against advisers, institutions, or via compensation schemes such as the FSCS.

Will I recover enough to make this worthwhile?

Many clients are surprised at how much compensation they can recover, even in complex cases. We’ll give you a realistic assessment upfront so you can make an informed decision before proceeding.

Pension Mis-selling & Transfers

How do I know if my pension was mis-sold?

If you were advised to transfer out of a workplace pension into a private scheme without understanding risks, or into unsuitable high-risk funds, you may have been mis-sold.

What compensation might I be entitled to?

Compensation is based on restoring you to the position you’d be in, if not mis-sold, often thousands of pounds.

My pension transfer happened years ago. Is it too late to claim?

Not necessarily. Many mis-sold pension cases are still eligible even if they happened over a decade ago. We can quickly assess whether your claim is still valid during your free consultation.

Could making a claim affect my current pension?

No. Pursuing a mis-selling claim will not reduce your pension fund or harm your retirement savings. The goal is to recover losses from the adviser or institution who mis-sold the product.

Why use you instead of the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS)?

You can make a claim yourself or make an application to a redress body, such as FOS or the FSCS. This is a free service. We believe we add value to the preparation of claims by presenting them in the best possible light, supported by applicable law and regulation and maximising the prospects of a successful outcome.

Professional Negligence & Bad Financial Advice

What counts as professional negligence in financial advice?

Negligence occurs when an adviser fails to meet professional standards, such as recommending unsuitable products, ignoring your risk profile, or failing to explain the consequences of their advice. It’s more than just “bad luck”; it’s a breach of duty.

Is it difficult to prove negligence?

No. Our solicitors specialise in gathering evidence and building strong cases. We make the process as straightforward as possible for you.

Financial advisers and banks have deep pockets, can I really win against them?

Yes. We have successfully challenged major financial institutions on behalf of our clients. With our No Win No Fee model, you have expert legal representation without the financial risk of taking on a large opponent.

Fees, Costs & No Win No Fee

What does “No Win No Fee” mean?

It means you pay nothing up front. Our fees are only charged if we win your case. If your claim is unsuccessful, you don’t owe us a penny.

What is included in the price, and what costs extra?

Our success fee is a percentage of your compensation. Additional costs (such as expert reports or court fees) are clearly explained before you proceed. You’ll never be surprised by hidden charges.

Does Neglect Assist require long-term contracts that lock me in?

No. You’ll receive a client care letter and funding agreement that explains your rights and obligations. There are no hidden lock-in clauses.

Do you offer a money-back guarantee?

No. Our guarantee is No Win No Fee—if we don’t win your case, you don’t pay us. That way, you’re never out of pocket.

How easy is it to cancel or withdraw from the service?

Our cancellation and refund policy is outlined in writing before you sign. You’ll always know how to stop your claim if you wish.

How does Neglect Assist’s pricing compare to competitors?

Our tariff of fees is set by our regulator. As a regulated law firm, our fees reflect specialist expertise, strict compliance, and client protections. We operate on a No Win No Fee basis, so our interests are aligned with yours.

Does Neglect Assist provide written guarantees, or just verbal assurances?

Everything we agree with you is documented in writing. This includes your client care letter and funding agreement, which clearly explain your rights, obligations, and our No Win No Fee promise.

Eligibility & Time Limits

Am I too late to make a claim?

Not necessarily. Even if you think your case is out of time, we encourage you to speak with us. Many exceptions exist, and we can assess eligibility quickly and free of charge.

I’ve already had a claim rejected. Can you still help?

Yes. Many of our clients come to us after a bank or Ombudsman has rejected their claim. Our legal approach allows us to revisit cases and often achieve successful outcomes where others have failed.Yes. Many of our clients come to us after the a bank or Ombudsman has rejected their claim. Our legal approach allows us to revisit cases and often achieve successful outcomes where others have failed.

Can you help me if I live outside the UK?

In most cases – yes, if your pension, investment, or financial product was UK-based. We can assess international eligibility during your free consultation.

I’m not financially savvy. Will I understand the process?

Definitely. We explain everything in plain English without jargon, so you’ll always know what’s happening.

I don’t have all the documents or emails. Can you still help?

Yes. Scammers and negligent advisers often leave gaps. We investigate thoroughly with whatever evidence you can provide.

Trust, Regulation & Our Credentials

Can I trust that my claim will be handled by real solicitors?

Yes. Neglect Assist is a fully regulated law firm, authorised and supervised by the Solicitors Regulation Authority (SRA). Every case is managed by qualified professionals, not unregulated claims handlers.

What exactly does Neglect Assist provide, and how do you measure success?

We specialise in recovering compensation for victims of financial mis-selling, fraud, scams, and professional negligence. We’ve secured over £150M for clients and maintain a 90% success rate in accepted cases. Success is measured by compensation recovered, and every client receives transparent updates about their own outcome.

What accountability do you take if mistakes are made?

As an SRA-regulated law firm, we are bound by strict professional conduct rules. Clients are protected by our regulator and may escalate complaints to the Legal Ombudsman if necessary.

Who owns Neglect Assist, and what is their background?

Neglect Assist is the trading style of Wixted & Co Ltd, a fully regulated UK law firm. firm has decades of experience in financial and professional negligence claims and is authorised and supervised by the Solicitors Regulation Authority (SRA).

The Legal Process & Timescales

How long will the process take?

Every case is different, but most clients see results within 3-6 months. We keep you updated at every stage, so you’re never left wondering what’s happening.

What happens during the free consultation?

We review your case, explain your options, and give a realistic assessment of your chances. No obligation to proceed.

What happens if my claim is unsuccessful?

If your case is not successful, you don’t pay us anything. That’s the benefit of our No Win No Fee guarantee.

How is evidence gathered and presented?

We work with you to gather documentation, investigate financial records, and build a strong legal case.

Privacy & Client Care

How private is the information I share with you?

Your data and financial details are treated with complete confidentiality, following strict GDPR and SRA compliance standards. We only request documents essential to your claim.

How does Neglect Assist handle sensitive client data?

We are registered with the Information Commissioner’s Office (ICO) and fully compliant with GDPR. We never sell or share your personal data with third parties, and we follow strict protocols to ensure secure storage and communication.

Will I be pressured into signing up after the consultation?

Absolutely not. Our free consultation is no-obligation. We provide clear advice, and you decide whether to proceed.

How easy is it to get a human response if something goes wrong?

You can reach us by phone or email during business hours, and we also offer call-backs. Most clients report strong communication, but if response times matter most to you, we can provide written service standards.

Do you outsource your support or handle it in-house?

All casework is managed by our in-house solicitors and regulated legal staff.

Alternatives & Other Questions

Why should I choose Neglect Assist instead of another law firm?

We specialise in financial negligence and mis-selling cases, meaning our solicitors are highly experienced in this exact area of law. Many firms handle claims as a sideline; we focus on them full-time.

Do I need to use a solicitor to make a financial services claim?

No. You do not need legal representation to make a financial services claim. You can complain directly to the financial services provider at no cost, and under FCA rules, they must provide a response. If you are not satisfied with their reply, you can escalate your complaint to the statutory redress bodies — the Financial Ombudsman Service (FOS) or the Financial Services Compensation Scheme (FSCS) — who may award you compensation. This is a free service.

However, many clients choose our services because we:

  • Handle all paperwork and communications
  • Have specialist expertise in complex cases
  • Achieve a 90% success rate for our clients
  • Operate on a No Win No Fee basis

Why not just use the Financial Ombudsman or FSCS, which are free?

You can make a claim yourself or application to a redress body, such as FOS or the FSCS. This is a free service. We believe we add value to the preparation of claims by presenting them in the best possible light, supported by applicable law and regulation and maximising the prospects of a successful outcome.

Compliance & Reputation

How do I know Neglect Assist is legitimate?

We are a regulated UK law firm, supervised by the Solicitors Regulation Authority (SRA).

What if I see negative reviews online?

While no firm succeeds 100% of the time, our track record includes over £150M recovered for clients. Our No Win No Fee model means you’ll never lose money if your case doesn’t succeed.

Does Neglect Assist comply with GDPR and protect client data?

Yes. We are GDPR-compliant and registered with the ICO. Client information is stored securely, and sensitive communications are encrypted where appropriate.

Does Neglect Assist openly disclose its team’s qualifications and track records?

Yes. All cases are managed by qualified solicitors with expertise in financial negligence and mis-selling law. We are fully transparent about our regulation and professional credentials.

Does Neglect Assist respond to negative reviews?

We aim to engage constructively with client feedback, whether positive or negative. Where appropriate, we respond publicly, but we always encourage direct resolution through our formal complaints process.

Data Protection & Social Responsibility

How do you protect client privacy?

We follow GDPR requirements, are ICO-registered, and use secure systems to protect your data. For extra reassurance, we can explain how we safeguard communications and documents.

Does Neglect Assist operate sustainably or socially responsibly?

While we don’t currently publish a formal CSR or ESG report, we are committed to operating responsibly as a regulated law firm. If these values are important to you, we can share details of our policies on request.

Long-Term Reliability

How financially stable is Neglect Assist as a company?

We are part of an established law firm with a strong trading history. Our financial stability is underpinned by regulatory oversight and professional indemnity insurance, which protects every client.

What happens to clients if Neglect Assist were ever to close?

SRA rules guarantee that your case and funds are protected. In the unlikely event of closure, your file would be transferred to another regulated solicitor, ensuring full continuity and security.

How long has Neglect Assist been operating, and will you still be reliable in five years?

Neglect Assist is backed by Wixted & Co Ltd, a long-established law firm since 2001. Our focus on financial negligence cases ensures we remain a specialist in this area, with long-term commitment to clients.

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We offer a free, confidential consultation to help you understand your legal options. Our specialist solicitors handle professional negligence, pension and investment mis-selling, and fraud recovery claims across England and Wales. From day one, we’ll give you clear, practical advice tailored to your situation.

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    Important Information

    You do not need legal representation to make a financial services claim. You can complain yourself at no cost and under FCA rules, the financial services provider must provide a response. If you feel this is unsatisfactory, you can complain to the statutory redress bodies, the FOS and FSCS who can award you compensation. This is a free service.

    The information appearing within this website does not constitute legal advice and is provided for general information purposes only. No warranty, whether express or implied, is given in relation to such material, and we do not accept any liability for reliance on it.

    Neglect Assist is a trading style of Wixted & Co Solicitors which is authorised and regulated by the Solicitors Regulation Authority (SRA) A copy of the SRA handbook can be obtained from www.sra.org.uk. Wixted & Co Solicitors, 57 Putney Bridge Road, London SW18 1NP.

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